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Section 75 credit card claims
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PeacefulWaters wrote: »It might not be quite so clear cut. Husband paid by credit card. Husband benefited from sub standard holiday.
That would be relevant in other circumstances.
e.g. The wife 'purchased' a family holiday for 4 people and paid with her CC. The wife could then make a s75 claim for the full amount because she benefited from the holiday. (But in this case the OP didn't pay with her own CC.)
If you read the FOS decision linked in post #7, it's a pretty close reflection of the OP's situation:
- Husband purchased a car (i.e. the husband had a contract with the supplier).
- Wife paid for the car with her credit card
- The car was to be used by the wife - she would get benefit
The FOS didn't uphold the s75 claim.
So I agree it's better to persue the holiday company.0
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