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Do I need a credit card???

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  • Superscrooge
    Superscrooge Posts: 1,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    bris wrote: »
    Credit cards are the devil, for every 1 that can use them properly there is a thousand that are up to there eyes in debt with them. They also ruin lives as they are just to easy.

    Some people get into debt using credit cards. But according to MoneySupermarket 60% of borrowers always pay their balance in full each month and never pay a penny in interest.
  • jamie_02
    jamie_02 Posts: 89 Forumite
    It's not actually the credit card that gets into debt, it's the user. If you borrow someone's money you have to pay it back. That concept wasn't invented with the credit card.
  • I have 3 credit cards, with the current balance about £300, which I pay off monthly.
    My wife hasn't got one.
    She needs to rent a car when she goes on holiday soon. How ?
    We've applied for a new card in her name, and an extra card on one of my accounts.
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