Bough by many insurance company

K9sandFelines

Does anybody know anything about this company or are with them?
They cover pre existing conditions as long as it doesnt last over three months as then it is deemed chronic. They only cover up to £500 in the first year, then £1,000 then £7,000 if no claims have been made in this time.
Their excess is £90/95.
They cover up to £200 if specialist food is prescibed.

There are quite a few clauses aswell which i have read, but i wondered if i'd be better off paying outright to the vet?
Its for my 11year old cat who seems to have some sort of gastro problem and i think possibly needs a biopsy to see whats going on.
He will probs only be prescribed antibiotics or steroids though and a special diet. He is under investigation and has been seen by the vet previously so will not be entertained for lifetime cover due to age, or for this pre-existing issue(whatever it is)

I probably would have to claim, which i think would mean each consequent year i am only covered for £500 and that is if the condition doesnt exceed three months.

Is it a swizz :rotfl::eek:?