PayPal Credit - Balance Transfer

jay1804

funkycredit said:

jay1804 said:

I believe once you send or receive over £1,700, Paypal limit your account and you have confirm some personal details then they do an AML search. 

I send my wife £££'s monthly and was abusing Amex points for ages (see above) sending large cash payments via family (no fee). 

Presumably you're talking about actual verified accounts where you've confirmed cards etc then your limits are removed (as is my case)? I never knew they had limits. Best check. Eeek! 

But in the last 12 months, I've sent way over £75k to my wife via numerous cards. I still do 3x £500 on my last 3 Halifax rewards monthly. She then transfers back to me. 

I also currently send her £2500 monthly via my Barclaycard and earn nice cashback but not bothered if they catch me and close it. Point is, I'm not limited on PayPal but thankfully so! Lol

Yes, i'm talking about, when you have to 'verify' your account.

https://www.paypal.com/uk/smarthelp/article/faq1253

dev89

Mike9012 said:

I know this is an old post, but I found a solution for myself, it may help others. I got a 0% on purchases CC - I added that credit card as a payment option on my PayPal account. I then made a payment to my partner from the new credit card of the amount required to clear PayPal credit * using Friends and family option, as it won’t incur any charges* (any friend or family member with PayPal can help here) she then withdrew the money from PayPal into her bank account, transferred the money to my bank account, I then paid off pay pay credit normally. A bit long winded, but it actually only took about 5 minutes and was super easy. Another solution if anyone is struggling. 

I did call PayPal initially for the 16 digit account number, but they refused to give it to me as they won’t allow credit to be paid with credit. 

I hope this helps. 

I have been given my 16 digits account number by a PayPal employee who said they ‘shouldn’t’ but she did 🤷🏼‍♀️ 

So, what are the chance of a BT card working if I have the account number?

dr_adidas01

dev89 said:

Mike9012 said:

I know this is an old post, but I found a solution for myself, it may help others. I got a 0% on purchases CC - I added that credit card as a payment option on my PayPal account. I then made a payment to my partner from the new credit card of the amount required to clear PayPal credit * using Friends and family option, as it won’t incur any charges* (any friend or family member with PayPal can help here) she then withdrew the money from PayPal into her bank account, transferred the money to my bank account, I then paid off pay pay credit normally. A bit long winded, but it actually only took about 5 minutes and was super easy. Another solution if anyone is struggling. 

I did call PayPal initially for the 16 digit account number, but they refused to give it to me as they won’t allow credit to be paid with credit. 

I hope this helps. 

I have been given my 16 digits account number by a PayPal employee who said they ‘shouldn’t’ but she did 🤷🏼‍♀️ 

So, what are the chance of a BT card working if I have the account number?

Possibly won't work as the card you are trying to BT to may not recognise the 16 digit paypal account number as a valid credit card number or may not recognise paypal credit as a credit card.