We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
mortgage with out of date credit file
Options

movingagain
Posts: 22 Forumite
Hi all
I used my credit card last month to make a big purchase as i wanted the buyers protection from the card. The balance was paid off 10 days later but today i have checked my experian report and it has updated to show i have this balance on my card
I want to apply for a mortgage next week how will this affect it? I can't wait another 6 weeks for it to update.
Thanks in advance
I used my credit card last month to make a big purchase as i wanted the buyers protection from the card. The balance was paid off 10 days later but today i have checked my experian report and it has updated to show i have this balance on my card

Thanks in advance
0
Comments
-
It's no issue. If queried, you would simply show that you have cleared the balance.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.7K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards