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Setmefree's Diary: MFi5 journey

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  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Kaz2904 wrote: »
    Maybe I can ask people to get me candles and smellies as gifts, they won't mind that surely!

    I'm sure they won't at all. Now I have a better attitude with money:rolleyes: I'm much more grateful for presents - which is a good thing:D - as I'm quite stingy with myself now. I'm much more ready to suggest presents than say "oh just surprise me"...people are usually grateful (relieved!) for gift ideas...

    All the Best
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    setmefree2 wrote: »
    I'm sure they won't at all. Now I have a better attitude with money:rolleyes: I'm much more grateful for presents - which is a good thing:D - as I'm quite stingy with myself now. I'm much more ready to suggest presents than say "oh just surprise me"...people are usually grateful (relieved!) for gift ideas...

    All the Best

    Yes I usually suggest fancy shampoo/bath stuff as I usually only by supermarket own brand. If I get smellies they are a real treat for me as I am also stingy with myself.
    But these things take time, I know that I'm, the most inept that ever stepped.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi smf and all

    I haven't been on this *board* in ages, let alone this thread - and what a good idea is staring me in the face! Use the fancy candles instead of lights! There's only me in the house, no cats any more, and I like quite low level lighting anyway in the evening! My gas bill must be through the roof, as I'm feeling the cold badly in the evenings, but this is something I *can* do - and sort of declutter at the same time (I *live* to declutter!).

    Thanks smf!!!
    2023: the year I get to buy a car
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Thanks Karmacat! We're all being really green too - saving the environment:D and money:D

    Kaz why don't you start a diary?....I, for one, would be really interested in it:confused:
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Anyone looking for a laugh should pop over to this thread:-



    http://forums.moneysavingexpert.com/showthread.html?t=786333

    :rotfl::rotfl:
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Good News. The SMFs regular montly repayment has taken them sub £160k - £158k to be precise:j:j:j....

    ...the monthly interest at end of the month will take it back to £159k but we're still sub £160k:j:j:j:j


    I have updated pg 1
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thats brill, smf, well done to both of you!
    2023: the year I get to buy a car
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    You are doing so well:T

    Keep it up. :beer:
    But these things take time, I know that I'm, the most inept that ever stepped.
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Thanks...

    Happy Easter to all MFWs:easter::easter::easter:
  • Keep going Setmefree2 - good thread :j
    :j Where there is a will there is a way - there is a way and I will find it :j
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