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Setmefree's Diary: MFi5 journey

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  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Thanks for your kind post Roger. We haven't really decided what to do yet to be honest as the government have yet to formalise the terms of the student loans and the Unis haven't decided what to charge. It's a real pain though :o

    Good Luck with your mortgage free journey.... the year's fly by.
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    setmefree2 wrote: »
    Just checked the interest charged on our mortgage for Jan and it was the grand total of £1.81 per day :T:T (or £56 for the month). The most we ever paid was £28.30 per day in Nov 2007 which in a similar Jan would have been £877 per month. A big fat saving of £821 per month!!!!! Times 12 that is £9,852 !!!!!!

    Just £49 for Feb or £1.75 per day :j
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    Hi there SMF2, you're doing sooo well. I saw your update on our MFi3 T2 challenge and your numbers look fab.

    I've had a bit of a setback - got caught up in the HMRC problems and in total owe a smidge over £6500 pounds. I did an update on the MF challenge thread but haven't had the heart to record it on my own diary yet...

    Best wishes
    ATT
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Hi there SMF2, you're doing sooo well. I saw your update on our MFi3 T2 challenge and your numbers look fab.

    I've had a bit of a setback - got caught up in the HMRC problems and in total owe a smidge over £6500 pounds. I did an update on the MF challenge thread but haven't had the heart to record it on my own diary yet...

    Best wishes
    ATT

    Oh bad luck aboutimetoo :(
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    We should see the 50s next month.....:)
  • Hey smf2
    thats fantastic!!! you must be so pleased! ;)
  • Hiya SMF2... long time now MFW reading for me! Nice to see you're still steaming ahead and motivated as ever. You must be so pleased.
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Hiya SMF2... long time now MFW reading for me! Nice to see you're still steaming ahead and motivated as ever. You must be so pleased.

    13 months to go!!!!! Can't wait :j:j:j:j
  • Thats fabulous SMF2...it will fly in :j:j
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    setmefree2 wrote: »
    We should see the 50s next month.....:)

    Hi there SMF2, just to say it's now 'next month' roll on those 50's :j:j:j:j

    Regards
    ATT
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
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