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Setmefree's Diary: MFi5 journey

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Comments

  • Congratulations to you all!!

    Enjoy your celebrations.
    :)MF 2011 no.144 £800/£10,000 :)
    :grin: SPC 4 no.1083 :grin:
  • uzubairu
    uzubairu Posts: 1,207 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    That's great news! :beer:
  • evab_2
    evab_2 Posts: 2,336 Forumite
    Woohoo great news on both counts, I'm sure one little drinkie won't hurt! xx
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Great news SMF2 :T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    edited 17 February 2010 at 5:47PM
    Thanks everyone. Did have a little drinkie of Cava - very nice too:D

    Feel so happy that my eldest has got a place at the school he wanted. I hadn't realised it was playing on my mind so much; funny how we can push things to the back of our mind, isn't it?

    I'll log on to our morgage account later. Our monthly mortgage payment should show and we will be down to £92K. I have updated page 1

    Mr SMF2 will get his bonus at the end of the month. He will also get some money from some share options he has sold. We will probably have a holiday this year and I want to replace the stairs carpet, get new glass for the front door and possibly get a new carpet for my youngest son's bedroom - so that will put a big dent in that money!

    Have a nice day:T
  • Hi SMF2

    Great news on your son getting his preffered choice, I'm sure you and Mr SMF2 are very proud parents :j

    Wow, look at the money you are thinking af spending, I think that Cava has gone to your head ;)

    As you said to me recently - enjoy your holiday, you deserve it!
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Congratulations to your son! :T
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Wow, look at the money you are thinking af spending, I think that Cava has gone to your head ;)

    As you said to me recently - enjoy your holiday, you deserve it!

    Tbh neither me nor Mr smf2 are shoppers, so it'll be months and months before we get around to sorting these things out. But we do want a holiday, so this will probably get sorted out soonish beach.gif Can't wait!
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    sunny-beach-palm.jpg Ohhhhhhhhhhhhhhhhh
    beach-bar.jpg Ahhhhhhhhhhhhhhhhhhh
    camping%252Bin%252Brain.gif my reality.

    LOL
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    I'm just coming up to the end of another year for my personal "Use-it-Up" Challenge. This just involves a spreadsheet and me trying to "use up" clothes, stuff around the house (bubble bath, candles etc) and also books, dvds, etc. This year I have managed to do really well and have "used up" twice as much stuff as previous years.

    Anyways, I have found this great thread on the Debt Free board which was mentioned in Martin's Newsletter.

    http://forums.moneysavingexpert.com/showthread.html?t=2263095

    'No More Buying Books Until I've Read the Ones I've Already Bought' Thread

    I thought someone else might find it interesting and helpful too.

    Best Wishes

    Smf2
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