On the road to freedom..

Kittenkirst

Hey Swash, totally understandable to not have a clear view of outgoings having just bought a home, So many things to think about.

A spending diary is definitely a good idea, I use an app and a spreadsheet for mine which I find so Beneficial and keeps me on track

Swash

Hey everyone!
I'm going to start my spending diary on payday. It might be an expensive month though in June because my car needs a service and the insurance is due in August, so I need to save some for that. It's hard to prioritise my expenses. I really don't want to go below £500 overpayments but I guess until I have a high flying job anything is better than nothing

Oh, I made my picture where I colour in a brick every time I go down £1k. I'm so sad I love it haha!

Last weekend wasn't as productive as I'd hoped with painting but I did get some wiring done and some plastering. So next time I'm home I'll get that done. (Not sure if I mentioned I live where I work, so I only get to go to my home at weekends).

Hope you all had a fantastic weekend xx

Maiden_Mum

Best of luck Swash. Great overpayments so far!

Kittenkirst

It's so geeky but addictive coloring in your bricks

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I hope the decorating is coming along nicely and your house soon feels like home. Overpaying the mortgage is so addictive! Good luck on your journey.

purplevamp

Swash wrote: »

Oh, I made my picture where I colour in a brick every time I go down £1k. I'm so sad I love it haha!

I do this too!!! Not sad at all . I've got mine on the fridge. It really motivates you into OPing, as you want to colour them in . Good luck with your OP journey.

Having to type quietly as DH is asleep in bed next to me...:shhh:

Karmacat

Swash wrote: »

Oh, I made my picture where I colour in a brick every time I go down £1k. I'm so sad I love it haha!

It's so wonderful, I'd have smaller bricks

Seriously, well done, you're going fast, but if you're having a holiday too, you're right, its balanced.

Save

Swash

Thanks all

I'm having such a lazy day today. Started watching a series on Netflix and I'm addicted. Sometimes it's nice to do nothing. Not that I have a choice, is it payday yet?!

I found out yesterday that I'm getting £200 extra in my wage this month because I was underpaid a while ago. That's going straight on the mortgage :A

Hope everyone's weekend is going ok, if only the sun was still out...

Swash xx

benbenandme

Good luck with your mortgage-smashing Swash, I too have recently taken on a new mortgage and want to pay it off asap but there are so many other bits and pieces to fork out for when you've just moved

I'll be popping by regularly to see how you're getting on, wishing you all the best

Swash

Thanks benbenandme!

I still have some furniture to buy too so I'll have to save for that. Good luck to you too