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Rejected from Halifax

Tinker365
Tinker365 Posts: 4 Newbie
in Budgeting & bank accounts
Hi i tried to put a claim in for my package bank account fees, i opened an account in 2010 threw a branch and got a current account which i payed £5 a month for the account, i then upgraded online to a reward account so i could get an overdraft, i was granted it an here i am today trying to reclaim it but got told they weren't going to grant my claim as it was done online there for all the terms and agreements were ticked for was he rite cant i claim for it? i did have all the usual things added, phone cover, mobile stuff but never claimed at all, any help would be appreciated thank Maria

Comments

  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    They are right they did not sell it to you - you bought it!
  • pinkdalek
    pinkdalek Posts: 1,355 Forumite
    Part of the Furniture 1,000 Posts
    Tinker365 wrote: »
    i did have all the usual things added, phone cover, mobile stuff but never claimed at all, any help would be appreciated thank Maria

    Just because you never claimed doesn't mean you haven't used it.

    I've yet to claim on my life insurance as I am not dead yet. I've had home insurance for 15 yrs and never claimed - am I entitled to all this money back? I pay National Insurance for the last 25 yrs yet barely use the NHS.

    And besides as JonesMUFC pointed out you bought it. Jog on.
  • Ben8282
    Ben8282 Posts: 4,821 Forumite
    1,000 Posts Combo Breaker Newshound!
    Its people like you who are making things more expensive for those of us who are happy with their fee paying accounts.
  • GingerFurball_2
    GingerFurball_2 Posts: 990 Forumite
    Debt-free and Proud!
    Tinker365 wrote: »
    Hi i tried to put a claim in for my package bank account fees, i opened an account in 2010 threw a branch and got a current account which i payed £5 a month for the account, i then upgraded online to a reward account so i could get an overdraft, i was granted it an here i am today trying to reclaim it but got told they weren't going to grant my claim as it was done online there for all the terms and agreements were ticked for was he rite cant i claim for it? i did have all the usual things added, phone cover, mobile stuff but never claimed at all, any help would be appreciated thank Maria

    If you upgraded online then no selling occured.
    DEBT FREE!

    Debt free by Xmas 2014: £3555.67/£4805.67 (73.99%)
    Debt free by Xmas 2015: £1250/£1250 (100.00%)
  • System
    System Posts: 178,428 Community Admin
    10,000 Posts Photogenic Name Dropper
    You gotta give her points for the brass neck.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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