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Getting creditor to change default date?
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Worried_Girl
Posts: 91 Forumite
Hi
I entered a Debt Arrangement Scheme (DAS) Scotland in October 2011. From this I now have 3 defaults my credit file. M&S and RBS have marked default from the date I entered this scheme (27.10.11) however MBNA have marked the default April 2012.
I have just had a baby and we are desperately hoping to be able to get a mortgage once the defaults have gone and were hoping for the end of this year. Is there anything I can do to get MBNS to change the date to 27.10.11?
Many thanks
I entered a Debt Arrangement Scheme (DAS) Scotland in October 2011. From this I now have 3 defaults my credit file. M&S and RBS have marked default from the date I entered this scheme (27.10.11) however MBNA have marked the default April 2012.
I have just had a baby and we are desperately hoping to be able to get a mortgage once the defaults have gone and were hoping for the end of this year. Is there anything I can do to get MBNS to change the date to 27.10.11?
Many thanks
0
Comments
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Hi,
It's worth contacting them to ask however it's unlikely they will change this. A default is normally registered on your credit report 3-6 months from the date you went in to arrears.0
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