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Tesco current account?

I was under the impression that if we opened a joint current account we would be allowed the 3,000 interest each...but speaking to them today we only get allowed 3,000! Anyone heard different?

Comments

  • masonic
    masonic Posts: 27,931 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    lucadobe wrote: »
    I was under the impression that if we opened a joint current account we would be allowed the 3,000 interest each...but speaking to them today we only get allowed 3,000! Anyone heard different?
    You would need two sole accounts to get interest on £3000 each... or two joint accounts, or one sole and one joint, etc.
  • badger09
    badger09 Posts: 11,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    lucadobe wrote: »
    I was under the impression that if we opened a joint current account we would be allowed the 3,000 interest each...but speaking to them today we only get allowed 3,000! Anyone heard different?

    No one will have heard any different because the T&Cs clearly state that interest is payable on the credit balance in the account up to £3000.

    If you had opened a sole account each, you could have had interest on up to £3000 each.
  • Trying to persuade wife into getting this account...

    How much interest per month a 3k balance...basic rate taxpayer
  • badger09
    badger09 Posts: 11,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Trying to persuade wife into getting this account...

    How much interest per month a 3k balance...basic rate taxpayer

    Depends how many days in the month;)

    Applications suspended at the moment.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Trying to persuade wife into getting this account...

    How much interest per month a 3k balance...basic rate taxpayer
    In the spirit of teaching a man to fish...

    Balance x gross p.a. rate / 365 x n

    where n = number of days in statement month.
  • Trying to persuade wife into getting this account...

    How much interest per month a 3k balance...basic rate taxpayer


    Roughly £7.54 interest per month (paid gross) on £3K held throughout the month.
  • Roughly £7.54 interest per month (paid gross) on £3K held throughout the month.


    Thank you for the answer I asked for....
This discussion has been closed.
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