First car

eddddy

Before going ahead with this, find out what your insurance premium is likely be when you pass your test - perhaps in 6 months time.

One way is to do 'dummy quotes' on the comparison sites (using a dummy name and slightly different address) - and push your DoB back 6 months, so that you appear to be 17.5 years old with a new full licence.

I suspect that you will be shocked by the premiums.

As silvertabby says, don't be tempted to get insured as a named driver if you will be the main driver. If you make a claim, based on all the circumstances you describe, it will be blindingly obvious to the insurance company what you have done.

kingstreet

eddddy wrote: »

Before going ahead with this, find out what your insurance premium is likely be when you pass your test - perhaps in 6 months time

This. With knobs on.

Learner insurance looks cheap as chips but what will this firm charge to a newly passed driver?

It may be the worst of the lot and then charge you cancellation fees you could have saved by working out the best post-pass option.

leslieknope

i recently passed my test and although i'm older (27) my premiums are still very expensive, around £950 per year.

learners insurance is probably worth it if you want the extra practice - just remember you must ALWAYS have someone in the car with you who has had a licence for at least 3 years.

when you do pass and look to have your own insurance, you need to be the main driver. but it does bring down your premiums if you add a parent as a named driver on the policy. i knocked around £20 a month off by adding my dad! so it's cheaper and he can also drive my car, although i am the main driver.