Car Insurance Renewal

Josiv86

Hi everyone,

I'm after some opinions on my insurance renewal.

I am 30 years old and have my insurance with Tesco. Last year was the first year it was in my name. It had been in my ex partners name previously. I had a claim last year, which was small and in hindsight, I wish I'd just paid it myself rather than claiming.

Anyway, I moved address last month and told the insurance company straight away. My miles have increased from around 7,000.00 to 25,000.00. Last year my premium was around £600, this year it's £920.00.

When I go onto comparrison websites, my renewal is coming out the cheapest (A new Tesco policy is £1,600!). I wanted to see the difference in quoting my old address and it's £500.00 including my claim. I spoke with Tesco and they say it could possibly because I'm not on the Electoral Roll at my new property yet. I registered to vote as soon as I moved, and got a letter saying I will be on the Electoral Roll from 1st April - my policy runs out on 28th March!

I have also run a quote with my new address but taking the claim off and it's still well over £1000.00.

My question now is, would it be better to get a 30 day cover and then start quoting after my name will be on the Register? Would that have an impact? Or should I just bite the bullet and take the renewal? I spoke with Tesco and they can get it down to £909.00. I know that the address could make an impact, but my brothers policy isn't this expensive and he is at the same address as me, does similar miles and has had 2 claims.

Thanks in advance.

forgotmyname

Your 30 days cover may cost you far more than the potential savings.

Park the car off the road for 3 days and insure it on the 1st? Cynical me I have a feeling it wont make 1p difference to your quote.