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Unable to send CHAPS payment for house purchase

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  • Shakin_Steve
    Shakin_Steve Posts: 2,813 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Thanks Shakin Steve - but TBH our younger son died just over a year ago without a Will & no wife/children. By default, as parents, his estate landed in our lap (though thankfully he'd nominated his brother for £273K pension/service benefit). We just need to do the right thing, what we know for sure he'd have wanted, & pass the bulk of what we inherited on to his nephews (our grandsons age 7 & 8).
    How very sad. :(
    I came into this world with nothing and I've got most of it left.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks Westie, I wasn't going to apologise as I did write "as we were informed 2 days ago". I found the info after #14 PeacefulWaters politely informed me it was all over the Lloyds website - quite right, it is.

    Pity the bank staff don't seem to know! She even said it as "£20k per day spread over 5 days, & hopefully your account won't be blocked for suspicious activity"!

    Thanks JonesMUFC - I think I misled you somewhat. We're sorting out moving £100k from our Lloyds joint bank a/c into 2 separate accounts, £50k each for our 2 grandsons. 2 separate CHAPS transactions @ £30 each.

    I think I might resort to our good old fashioned cheque book.
    You are right there is no need for a CHAPS transfer for kids accounts - a cheque would suffice.
  • System
    System Posts: 178,340 Community Admin
    10,000 Posts Photogenic Name Dropper
    "lloyds have also blocked my online account for suspected fraud (as you can imagine they've done this a few times and I'm getting pretty annoyed about it,"

    If they really suspect you of fraud why have they only blocked your online account?
    Why not just write a cheque and take it round to your solicitor if your account is blocked only for on-line transactions?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • mgdavid
    mgdavid Posts: 6,710 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I see the OP is a newbie who posted just the once 5 days ago and hasn't returned.
    The more I re-read the OP the more fantastic it all sounds.... I'll leave you to your own conclusion!
    The questions that get the best answers are the questions that give most detail....
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