How to Start Improving Terrible Credit Score?

Arleen

QuickRebates wrote: »

We are now a step forward in making the situation better because I have raised the question in an appropriate community.

Great. Now use it, give your "client" number for stepchange and let people who are qualified in the field handle it. Ones who know how to build your credit file for free, which quite frankly only requires a quick google because it's a subjcect of many articles on this site, and even more topics on the forums.

GingerBob_3

Rothstein wrote: »

Quickrebates you are wasting your time in here, its a private gentlemens club and they are stuck in 1988

I think you mean 1888 - well, some of them, anyway.

RedDevil1984

Hi I'm new to this site and I came across this particular forum as I'm looking for a similar resolution so I hope you can help without judgement.

First and formost, I have been really stupid with money since I can remember and I am now at a point where credit is refused left right and centre.

Im in desperate need of help with regards to rebuilding my credit report as I have plans to start a family and potentially own my own house rather than rent.

Apart from stepchange, is there anyone out there who can help my case just by solely concentrating and focusing on rebuilding my credit score rather than enter into a DMP route kind of thing like a kind of advisor who liases with you once a month let's say for example?

I look forward to your responses.

Regards

[Deleted User]

What's the detail of your poor credit history? What is on your files?

Do you also have debts to clear? What is the status of these?

Ben8282

Arleen wrote: »

The longer you will keep referring to as "client", the more I will keep you to a professional standard. And your questions here shows lacks of basic knowledge in the field, which makes me worry that there is an actual client here, possibly paying you money, for advice you are not qualified to give.
And that is just wrong, hence the notion to just give that client number for stepchange and let them handle it. They can help out with all financial aspects of this, including forecasting.

I fully agree. A family member you are helping out is not a 'client'. Your posts and questions clearly show a very amateur knowledge of this subject.

Ben8282

RedDevil1984 wrote: »

Hi I'm new to this site and I came across this particular forum as I'm looking for a similar resolution so I hope you can help without judgement.

First and formost, I have been really stupid with money since I can remember and I am now at a point where credit is refused left right and centre.

Im in desperate need of help with regards to rebuilding my credit report as I have plans to start a family and potentially own my own house rather than rent.

Apart from stepchange, is there anyone out there who can help my case just by solely concentrating and focusing on rebuilding my credit score rather than enter into a DMP route kind of thing like a kind of advisor who liases with you once a month let's say for example?

I look forward to your responses.

Regards

Go bankrupt. Yours score will jump to 999. You won't get any credit but you will have a perfect credit score.

DCFC79

RedDevil1984 wrote: »

Hi I'm new to this site and I came across this particular forum as I'm looking for a similar resolution so I hope you can help without judgement.

First and formost, I have been really stupid with money since I can remember and I am now at a point where credit is refused left right and centre.

Im in desperate need of help with regards to rebuilding my credit report as I have plans to start a family and potentially own my own house rather than rent.

Apart from stepchange, is there anyone out there who can help my case just by solely concentrating and focusing on rebuilding my credit score rather than enter into a DMP route kind of thing like a kind of advisor who liases with you once a month let's say for example?

I look forward to your responses.

Regards

Should really have started your own thread.

As far as I know there is no 1 that do what your after.

If your in debt theres stepchange, payplan, national debtline, debt advice foundation.

Its not your score your improving, your history is what lenders see.