We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Miss Ambridge
ambridge185
Posts: 1 Newbie
HI
Was wondering if you could help me?
Back in 2011 my partner took out a accidential death insurance poilcy, Unfortunately my partner passed away in a car accident in 2015.
The problem I have was that he was still married when he passed away. He had been seperated from his wife for over 15 years and had lived with me in the house we bought together for over 10 years.
I have been told by the insurance company that I cant claim the money as he was still married and all the money would go to his wife.
I paid all the payments myself for this poilcy, as at the time my partner was not wotking. All the other insurance poilcies he had I could claim no problem and recieved the money with no issues.
I dont understand why this poilcy is any differant. I have been trying to claim this money for over 2 years now and getting no where so I am hoping you could help me.
Many thanks
Was wondering if you could help me?
Back in 2011 my partner took out a accidential death insurance poilcy, Unfortunately my partner passed away in a car accident in 2015.
The problem I have was that he was still married when he passed away. He had been seperated from his wife for over 15 years and had lived with me in the house we bought together for over 10 years.
I have been told by the insurance company that I cant claim the money as he was still married and all the money would go to his wife.
I paid all the payments myself for this poilcy, as at the time my partner was not wotking. All the other insurance poilcies he had I could claim no problem and recieved the money with no issues.
I dont understand why this poilcy is any differant. I have been trying to claim this money for over 2 years now and getting no where so I am hoping you could help me.
Many thanks
0
Comments
-
You really need to get proper legal advice from a solicitor over this issue0
-
What has the insurer told you about the beneficiary of this plan and how it was chosen?
Unless written in trust, or on a life of another basis, the benefit from such cover should be paid into the estate of the deceased.
Did he leave a will, or die intestate?
Who was the beneficiar(y/ies) of the estate?
These are questions you will need to answer when you seek professional help.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Have you got a copy of the insurance policy itself ?Never pay on an estimated bill. Always read and understand your bill0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.3K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards