Mobility scooter insurance

rockingbilly

I would have thought that two (or a combination) policie(s) need to be taken out. One to cover for theft, damage etc on a comprehensive basis. Also a policy to cover for third party damage to property and the general public..

GlasweJen

rockingbilly wrote: »

I would have thought that two (or a combination) policie(s) need to be taken out. One to cover for theft, damage etc on a comprehensive basis. Also a policy to cover for third party damage to property and the general public..

My policy covers all of that in one.

50Twuncle

I have emailed my insurance company (Hastings direct) to ask them...

GlasweJen

Chances are they'll cover you with no problems, M&S have been great with me and I get the impression it's a fairly standard add on.

Cyclamen

my powerchair is added onto home insurance (halifax) it worked out far cheaper and better cover. Still has the public liability and away from home use.. i wish i'd known this or thought about it years ago when i had scooter policies.

there are restrictions on leaving unatended for any length of time usually so check as scooter users often need to leave scooter outside dr's/shops/cafe etc if bigger model

50Twuncle

Still waiting to hear from Hastings direct !!

rockingbilly

No doubt that the premiums will now skyrocket because of the amount that can be paid out for accidents involving the public. I would go as far as to say that premiums on scooters should match those of cars given the way some users drive them on the footpath and in stores!

50Twuncle

. Hi

rockingbilly wrote: »

No doubt that the premiums will now skyrocket because of the amount that can be paid out for accidents involving the public. I would go as far as to say that premiums on scooters should match those of cars given the way some users drive them on the footpath and in stores!

Yeah right ......
A £1500 scooter can do similar damage to a £10000 car - driven by a kid ?

50Twuncle

OK Still not received a quote from Hastings direct
They told me in their reply that they needed me to phone them with details of the model that I had bought
I replied to them - by email - detailing the model - 3 days ago - still nothing back !!

50Twuncle

Update - Hastings Direct will insure my scooter for free on the condition that is is not used on the public highway - this covers loss and third party indemnity - this is better than the £70 + that a seperate policy would have cost me !!!
My home policy only cost £130 !!