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2nd DRO
Comments
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Hi,
You are allowed to have one DRO every six years.
So providing you meet the rest of the criteria, yes is the answer.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Hi Dullville,
Sourcrates is right, you can have 1 DRO every 6 years, from when the last DRO was granted. So you could reapply as of September 2016.
The criteria has changed slightly since you last reapplied, you can now have debt up to £20,000, up to £1000 worth of assets and a car worth up to £1000, but you still cannot have more than £50 per month disposable money. We have a factsheet to help you - https://www.nationaldebtline.org/EW/factsheets/Pages/debtrelieforders/droadvice.aspx
Laura
@natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0
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