📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Internet Banking - Which Platform Is Updated First (lloyds / Halifax etc)

Options
Hello

I am aware that some of the banks such as Lloyds and Halifax use a similar Online Banking platform

I'm interested to know which one updates their platform with new features first
Not sure if they all develop separately or whether say Lloyds gets done first and then rolled out to the others
«1

Comments

  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What kind of new features?
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    What features are you speaking about?

    Online banking platforms are similar within banking groups.

    Lloyds/Halifax/BOS
    Natwest/RBS
    HSBC/FD
    Clydesdale/Yorkshire Bank

    Some are stand alone like Tesco or Barclays, some work with physical keys to access online banking, some are virtual, (HSBC/FD) some banks require just a username and password, (Lloyds/Halifax/Coop) others require this and then a text OTP code (Santander) to make transfers/transactions.

    What are the features you mean and I can try and answer your question.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
    The three LBG mainstream brands will often test changes by going live in Bank of Scotland first. But not always.
  • Terry98
    Terry98 Posts: 1,155 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    TSB are still using the same system as the Lloyds group.

    I suppose they will have to get their own stand alone system at some point.
  • System
    System Posts: 178,349 Community Admin
    10,000 Posts Photogenic Name Dropper
    The three LBG mainstream brands will often test changes by going live in Bank of Scotland first. But not always.

    BOS definitely had the new style before Halifax & Lloyds.

    I assume, much like the poll tax, it's better to test on a smaller user group!
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Terry98 wrote: »
    TSB are still using the same system as the Lloyds group.

    I suppose they will have to get their own stand alone system at some point.

    No they don't.
    DEBT FREE!

    Debt free by Xmas 2014: £3555.67/£4805.67 (73.99%)
    Debt free by Xmas 2015: £1250/£1250 (100.00%)
  • EarthBoy
    EarthBoy Posts: 3,212 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Terry98 wrote: »
    TSB are still using the same system as the Lloyds group.

    I suppose they will have to get their own stand alone system at some point.

    TSB are actually still using the old internet banking system and mobile app that Lloyds/Halifax used to use until Lloyds/Halifax updated it last year, or it could have been the year before, I can't remember exactly.

    TSB have said they will be launching a new mobile app early this year, and a new internet banking site should follow when they migrate their systems from Lloyds to Sabadell's system at the end of this year.
  • gingercordial
    gingercordial Posts: 1,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Terry98 wrote: »
    TSB are still using the same system as the Lloyds group.

    I suppose they will have to get their own stand alone system at some point.

    Not quite.

    For example one difference is that the iPhone apps for Lloyds and Halifax were updated a while ago to include fingerprint login at more or less the same time (not sure if released at exactly the same time, but they both changed together when I updated my apps). The TSB one, which was otherwise almost identical until then, still needs entry of letters/numbers.
  • Terry98
    Terry98 Posts: 1,155 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    edited 6 March 2017 at 4:10PM
    Thanks for the info.

    I have only recently opened a TSB current account and also have a Halifax current account.

    The online banking desktop versions of them both seem remarkably similar to me although I am not using either of their apps at the moment.

    Banking apps are very different depending on which bank you use. My OH has an M&S current account but the app only lets her see the balance.Some banks let you do almost everything using their apps.
  • JuicyJesus
    JuicyJesus Posts: 3,831 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    TSB's site is noticeably less up to date and nice than Halifax's but it isn't material.


    We'll see how it is when Sabadell's systems are put in place.
    urs sinserly,
    ~~joosy jeezus~~
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.