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PCP Voluntary Termination Signature Required or Not?

stud26
stud26 Posts: 97 Forumite
Part of the Furniture 10 Posts Name Dropper
We have phoned Barclays Partner Finance to say that we're voluntarily terminating the PCP agreement on our car. We've received some paperwork but am aware we don't need to sign anything.

We've also sent them an email to notify again in writing. Today we phoned them to check they had received the email. The guy on the phone couldn't confirm because it's a different department which is fine. He then went on to say that they couldn't progress with the VT until we'd signed and returned the forms.

Knowing that I don't need to sign anything, how do we get the ball rolling? Do I send the forms back blank and remind them in a letter about the Consumer Credit Act?

Any help is much appreciated.
Building my kids' savings from day one. Education and consistency are key to financial control.
Budgeting and using referral codes have been a game changer, I no longer pay for my dog's food.

Comments

  • Johno100
    Johno100 Posts: 5,259 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    What's wrong with your other thread?
  • stud26
    stud26 Posts: 97 Forumite
    Part of the Furniture 10 Posts Name Dropper
    I assumed that as it's a slightly different subject/request that it would need a new thread. Happy to switch it over though if you think it's best.

    And do you have any advice on the subject in question?
    Building my kids' savings from day one. Education and consistency are key to financial control.
    Budgeting and using referral codes have been a game changer, I no longer pay for my dog's food.
  • neilmcl
    neilmcl Posts: 19,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    stud26 wrote: »
    We have phoned Barclays Partner Finance to say that we're voluntarily terminating the PCP agreement on our car. We've received some paperwork but am aware we don't need to sign anything.

    We've also sent them an email to notify again in writing. Today we phoned them to check they had received the email. The guy on the phone couldn't confirm because it's a different department which is fine. He then went on to say that they couldn't progress with the VT until we'd signed and returned the forms.

    Knowing that I don't need to sign anything, how do we get the ball rolling? Do I send the forms back blank and remind them in a letter about the Consumer Credit Act?

    Any help is much appreciated.
    I explained everything in the other thread. You send them the VT letter in the post and await the collection of the car, they don't have a choice in the matter because you have carried out your statutory right. They cannot refuse to collect the car because by law you have correctly carried out the termination of the agreement. If you have any issues then contact the FOS.
  • Johno100
    Johno100 Posts: 5,259 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    stud26 wrote: »
    And do you have any advice on the subject in question?

    No, I always buy my cars for cash.:D
  • neilmcl
    neilmcl Posts: 19,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 3 March 2017 at 8:52PM
    Johno100 wrote: »
    No, I always buy my cars for cash.:D
    Then kindly stop wasting everyone's time and keep you pointless posts to yourself.
  • Johno100
    Johno100 Posts: 5,259 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    neilmcl wrote: »
    Then kindly stop wasting everyone's time and keep you pointless posts to yourself.

    You mean the post you thanked me for?
  • neilmcl
    neilmcl Posts: 19,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Johno100 wrote: »
    You mean the post you thanked me for?
    That was fine, until you went head and spoilt it ;)
  • Johno100
    Johno100 Posts: 5,259 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    neilmcl wrote: »
    That was fine, until you went head and spoilt it ;)

    No, I was asked a question and I replied honestly, not sure why you need to get on your high horse about it.
  • stud26
    stud26 Posts: 97 Forumite
    Part of the Furniture 10 Posts Name Dropper
    edited 4 March 2017 at 12:00AM
    neilmcl wrote: »
    I explained everything in the other thread. You send them the VT letter in the post and await the collection of the car, they don't have a choice in the matter because you have carried out your statutory right. They cannot refuse to collect the car because by law you have correctly carried out the termination of the agreement. If you have any issues then contact the FOS.
    Thanks, will post it tomorrow.
    Building my kids' savings from day one. Education and consistency are key to financial control.
    Budgeting and using referral codes have been a game changer, I no longer pay for my dog's food.
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