Urgent Advice required

Herbie21

DfD will not make you bankrupt.

This is because you have only paid 3 payments into the scheme and that would not be sufficient for your court fees etc.

Will write more later for advice.

beanielou

fishface-69 wrote: »

SOrry cant offer much help as dont know much about these things but just wanted to send a hug & say I'm thinking of you...

From me as well.
Take care

ash_bash_girl

Hi beanie lou, tealady and fishface 69,

Thanks for all of your kind words you have been more support to me than some of my own friends, but then i suppose you find out who your real friends are when you go through hard times.

It restores your faith in human nature :A

oops_a_daisy

Hi ash_bash_girl :hello:

sorry I cant offer any advice on IVA's and bankruptcy but just wanted to add my support and virtual ((((HUGS)))). You have done the right thing coming on here and I hope things work out for you.

all the best xoopsx

Herbie21

In a recent article that I have ssen, Debt Free Direct confirm that a third of all their IVA's ultimately FAIL.

I wonder why !!!

taxi73

Just wanted to say Hi and offer hugs at your difficult time..I don't know enough about IVA or Bankruptcy to help you but didn't want to skip by..good luck

In_Search_Of_Me

ash_bash_girl wrote: »

Hi beanie lou, tealady and fishface 69,

Thanks for all of your kind words you have been more support to me than some of my own friends, but then i suppose you find out who your real friends are when you go through hard times.

It restores your faith in human nature :A

aww its a pleasure; just wish I could offer you practical advice in your hour of need...I know things feel desperate and can understand that as I wouldnt know what to do with myself. Did you go over to the bank board? People are usually around here for advice & TLC! Yes its hard when your friends dont support you but it could be that they are worried about money too but dont know how to say it! Being in debt can be such a shameful thing & if people dont support you that's their problem, not yours! Keep posting & keep us updated! Another squidgy hug for you! Hang in there!

ash_bash_girl

Herbie i wish i had seen that figure before i went through with the IVA, but hey you live and learn at a high price i must admit.
I have told my Dad the situation and he was very supportive as was my father in law. That is a big relief!

ash_bash_girl

Hello there,

Just wanted to let you know i have today secured a home for me and the kids!
£400 bond and a months rent in adv when we move in.
Due to move in on the 12th!
Newly decorated aswell, i have been a lucky girl. It is much nearer to my Dad and the kids school and my job, i feel 10 times happier that last week.

Now its time to focus my attention on DFD, not so happier times ahead there i think!

Will keep you informed.

Ash

tealady

There you go. Good news at last! Now you can put your energy into enjoying your new life and working towards being debt free. Just remember there is always someone on here with advice and encouragement (well perhaps not at 4am!). Hope the move goes well, keep us posted.