Which is the best legal expenses insurance?

sunflower888

Hi

I've had a nightmare with Barclays legal cover expenses insurance, where I thought I had £50k cover they are refusing to cover me on grounds of proportionality so it means its rubbish insurance and I would avoid them at all costs.

Can anyone recommend a decent company for legal expenses cover, I can't find it on the site?


Thanks

ThinkingOutLoud_2

Can you share details of the kind of thing you wanted cover for - all legal expenses insurers will consider proportionality? But, not all may have the exact same view of it on any given case.

This may help - see section on "cost of proceedings compared to the possible recovery"
http://www.financial-ombudsman.org.uk/publications/technical_notes/legal-expenses.html

OnanTheBarbarian

Legal expenses policies are designed so that the underwriters avoid paying any legal fees.

Either you end up pushed onto a factory firm where the legal expenses provider makes a kickback if there is injury involved. Or if it is a case where costs are unlikely to be recoverable you will be passed to an in-house legal team, which usually comprises call centre staff following flow diagrams.

sunflower888

Sorry for the delay, it was for the property matter.