Closing card account that is in credit?

chelseablue

My other half wants to close his Capital One credit card account but it is in credit by £56.


Will they let him close the account and send him a cheque for the money?


He cut up the card last year so cant spend the money to bring the account to zero.

[Deleted User]

Yes. .

ironagedave

I've also called up credit cards and asked them to credit my account, the one which has the DD associated with it, from there you can move it to wherever you want.

chelseablue

Thank you, the account doesn't have a direct debit associated with it.

Anthorn

chelseablue wrote: »

My other half wants to close his Capital One credit card account but it is in credit by £56.


Will they let him close the account and send him a cheque for the money?


He cut up the card last year so cant spend the money to bring the account to zero.

chelseablue wrote: »

Thank you, the account doesn't have a direct debit associated with it.

When you ring them to close it ask them about it.

When I closed my Santander 123456789 (slight exaggeration) card they me a cheque for one penny that I din't know I had. Yes I did deposit it in my current account (thank goodness for deposit automatic teller machines).

Anyway, most likely a cheque or transfer to your bank account.

agrinnall

chelseablue wrote: »

He cut up the card last year so cant spend the money to bring the account to zero.

If he knows the CVV and the expiry date then it is simplicity itself to spend the money in a cardholder not present transaction (online or by phone).