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Cherry takes the reins
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Happy belated birthday 🎂🥳I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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and from me. Sounds like a lovely dayMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.2
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Happy belated birthday Cherry, it sounds like you had a lovely day 😊Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1202
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Happy belated birthday Cherryfudge. 🎂🥳The custard slice sounds a good tradition to start!paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 172 -
Thank you everyone! Yes, it was a good day!
Nothing much to report today: DH finished the grocery shopping while I was at work. I see my manager has put something along the lines of 'Cherry is not afraid to question management decisions' in my annual appraisal! Well... yes.In fairness she does add that I know my place (but not in those words
).
Tonight I'm thankful for lots of fun cheating my language app: I'm gaining all sorts of points for the languages I did at school: I was far from good at them but something has obviously stayed with me. Also for a nice shift at work - didn't work with who I expected to work with but I think I did okay and certainly it was easier than expected.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
I've just caught up on your diary Cherry and send you belated birthday wishes too!🎂
Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2 -
Thanks @Seasidegal58! This birthday keeps on giving, which is how I like a birthday to be.
Sunday has been routine: morning church, a (now unusual) roast chicken dinner, work.
Tonight I'm thankful for a really helpful talk from church this morning, managing a short run before dinner - first time for about five weeks so I was shattered afterwards - and banana and ginger overnight oats for tea.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
I'm now in the middle of a few days off. Yesterday was a bit of a pain (literally): I had back ache and slept badly, meaning I was achy and very tired during the day. However I ran out of painkillers and had to go into town for those and some antihistamines (hay fever seems to have started early), plus a few other things, then went via someone's house to take money towards birthday flowers for a mutual friend. She was in the middle of working from home but she's freelance so she emerged for a chat. I took pity on her as she was looking harassed by her latest assignment, and offered to collect the flowers, ending up with a decent amount of exercise. I had really hoped to go for a run but the mysterious back ache put paid to that, while all the walking probably eased the muscles.
I was so tired, I called off the evening video call and spent a lot of time either curled on the sofa watching TV (helped ease the muscles) or on my neglected course.
Yesterday's spending:
Gifts £5.74
Housekeeping £23.63
Medical £2.00
Electronics (charger cable for DH) £1.99
Today I continued with the course - it's quite enjoyable and I'm soooo far behind. Only one other guy is leaving comments at present, so I think we will have to bounce off each other if we want current feedback.
The weather has been grim: wind and rain, though it's quite mild this evening. I braved it long enough to go to work for a PCR test as I've not had one recently and I'm back in on Sunday. DH gave me a lift to deliver my friend's flowers from the group and a small pressie from me, and when we got home the postie was just delivering various things we'd ordered. Dh has his new phone and is delighted. I have saddle soap and am channelling Suzie Flet cher from Repair Sh op.I found an old handbag at Mum's and the saddle soap is bringing it up nicely though on closer inspection I think it's a faux leather.
It's odd that as a former vegetarian who still prefers veg to meat, I think leather would be a wonderful thing to work with.
Financially I haven't actually bought anything today but got back into my bank account (was shocked to find I've not touched it since December) and my credit card account. The CC is now paid off and that was rather scary too as it had things on since Christmas plus some online shopping. I knew I had the money to settle it, anyway.
The estate agent rang to say they though someone might be about to offer on the house but we've heard no more.
Tonight I'm thankful for my course going well, the back ache having eased, and how happy my friend looked when she saw the flowers.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
I've been spending again... £20 for a new screen protector and case for my phone, hopefully extending its life considerably. I can keep a hairgrip for years but phones and irons seem to jump from my hands. I've also bought flowers for someone who deserves them, and happened to fall for a pot of beautiful miniature irises at the same time: my Mothering Sunday treat to myself.
Another £19 for the florals. I do feel a bit concerned as some of the shops were on the busy side, I deliberately went today when I thought it would be quiet.
It's been another wild, wet and windy day but the weather let up during the afternoon before resuming at tea. DH has been working and I spent some time on my course and playing with the language apps. I'm trying to find more effective study habits too, otherwise I risk losing what I've tried to learn. So far I've acknowledged that once I think I've properly understood something, I need to make notes: apparently writing by hand involves more areas of the brain than typing so what you write is processed more. I also need to revise things and take breaks so my brain works through the information consciously and subconsciously. My breaks today involved some rearrangement of furniture so that a door shuts better and the room doesn't get as chilly, and I'll carry on with knitting that net bag of mine later.
Dinner was the traditional 'chicken and' pie (the second time recently that I've braved making my own pastry, and the trimmings made marzipan and mincemeat tarts). The chicken was probably turkey, plus some gammon and ends of bags of frozen veg so DH got lots of gravy to overcome any shortcomings from the hotchpotch! So now do I have lots of freezer space? (Insert hollow laugh here). Not really.
Spendings@
Electronics £20
Garden £3
Gift £16
Today I'm thankful for milder weather, regal little irises, mincemeat in March () and a bit of freezer space - as well as having fun with my course.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
Saddle soap is one of my favourite scents,it brings back so many memories of when I was a teenager 😊Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1202
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