SH's attempt to make it to September with as little debt as possible!

ab_saver

All sounds great. I would agree that you are better off owning as then the money each month is mostly going to your own equity rather than into someone else's. OH and I could move from our 2 bed flat into a 3-4bed house and save money- but we are waiting for confirmation I'll be staying here for longer (my career path can entail moves up and down the country every few years ) and for him to get a post doc.

The thing you'll need the most support (financially) with will likely be the costs of moving, furniture, and any work that might need doing before you move in. The running costs month to month probably won't be too bad.

Enjoy your course - and revision. Glad to hear you have other plans to help you stay sane!

Starlighthappiness

ab_saver wrote: »

All sounds great. I would agree that you are better off owning as then the money each month is mostly going to your own equity rather than into someone else's. OH and I could move from our 2 bed flat into a 3-4bed house and save money- but we are waiting for confirmation I'll be staying here for longer (my career path can entail moves up and down the country every few years ) and for him to get a post doc.

The thing you'll need the most support (financially) with will likely be the costs of moving, furniture, and any work that might need doing before you move in. The running costs month to month probably won't be too bad.

Enjoy your course - and revision. Glad to hear you have other plans to help you stay sane!

Yeah I think that is the one disadvantage of buying somewhere - It makes you a lot more inflexible when it comes to relocating. Sounds like you are doing the most sensible thing by holding off.

My parents are landlords so already have local contacts for any work that needs to be done. To be honest it's pretty much ready to move into now (although I do want to get rid of the ugly artex ceilings) and it is just in need of a bit of a cosmetic makeover. I think I will just tackle that slowly and over time though.
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Today was a NSD and the £125 bonus arrived from switching my account to first direct. :T

Starlighthappiness

Today was the end of term and the day I handed in my last ever essay! :T Time for exam revision to begin!

Spent £14.50 going out for a celebratory meal with friends.

Hoping this weekend will be NSDs

beanielou

Blimey your term finishes early!
Well done

Starlighthappiness

Yesterday was a NSD and I'm hoping the next three days will be too.

Littlebirdie

Hey just popping by to say hello! I also wanted to ask is that app (I think its check0utsmart?) any good? I noticed you got like twenty quid from it which is bloomin great. I use reciept H0g which is good but takes a while.

Littlebirdie

hey, jus popping by to say hello. I also wanted to ask about that supermarket app you use, is it any good? I use reciept h0g and its good but takes a while!

Littlebirdie

I thought my first post didnt post so now you have three from me - sorry!

Starlighthappiness

Littlebirdie wrote: »

hey, jus popping by to say hello. I also wanted to ask about that supermarket app you use, is it any good? I use reciept h0g and its good but takes a while!

Check0ut smart is good - it also takes a while, but there are often items which you can get 100% cashback on which is great. Haven't heard of receipt h0g. How is that app?

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I've been feeling off the last couple of days. It might be because the training course days are so long or maybe because the course has unlimited free food and I've eaten way too much sugar.

No money spend except for part of my food budget on ingredients to take my own lunch in to the course today. I *will* be strong and resist the pastries.

Starlighthappiness

The last two days have been quite spend-heavy. I ended up eating out twice with friends before they all leave for the Easter vacation. Total of £35 spent. :eek: I don't feel guilty about socialising, but I really do need to learn to order less food when eating out and then topping it off with more food when I get home.

I also spent £20 on stationary for my exam revision which went onto the credit card.