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What to do with my Savings..............
KILOCHARLIE
Posts: 122 Forumite
I'm currently doing up my first property and the majority of it is finished.
I have a 70k mortgage which is at 5.39%
I have around 9k in a Natwest cash isa but 5k of that is from stoozing and will eventually need to be paid back.
The cash isa is only around 5.35% but i've seen adverts these days for current accounts and instant access accounts for higher.
I need an instant access account as I need access to the cash to do my house up, but generally once its spend i never have enough cash to replace it.
Is it best to keep my money in the isa? Or should I pay as much off my mortgage as possible (no fees)? Or should i go for a high interest savings account?
Please help!
I have a 70k mortgage which is at 5.39%
I have around 9k in a Natwest cash isa but 5k of that is from stoozing and will eventually need to be paid back.
The cash isa is only around 5.35% but i've seen adverts these days for current accounts and instant access accounts for higher.
I need an instant access account as I need access to the cash to do my house up, but generally once its spend i never have enough cash to replace it.
Is it best to keep my money in the isa? Or should I pay as much off my mortgage as possible (no fees)? Or should i go for a high interest savings account?
Please help!
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