First Job, First Loan... Help needed!

jimclark1967

al86 wrote:

I didnt ask that, I asked for advice about loan providers.

Fair enough you have your opinions and are entitled to them, but if you must air those opinions, please include something relevant to the questions asked first.

Not sure advice works like that in the real world - if someone asked me which pyramid scheme was most likely to increase their investment tenfold, my advice would be not to do it. You can't ask people not to look at all the available information and give advice accordingly, often through bitter experience.

Having said that It's entirely up to you, though if you expect to earn so much why do you need a loan at all? You could buy it on a 0% credit card or use a low life of balance transfer rate etc..

al86

Yeah , thats what I was thinking of, and the advice i really wanted to see!

Who could I get a 0% credit card with then now?

cheers
al

jonesMUFCforever

al86 wrote:

Yeah , thats what I was thinking of, and the advice i really wanted to see!

Who could I get a 0% credit card with then now?

cheers
al

For Christ's sake have you read any articles or forums on this site at all? Do you know how to use a search facility?
When you log onto this site do you see an orange bar on the left hand side with CREDIT CARDS written on it??
Eric

Josie_Jump_3

ejones999 wrote:

For Christ's sake have you read any articles or forums on this site at all? Do you know how to use a search facility?
When you log onto this site do you see an orange bar on the left hand side with CREDIT CARDS written on it??
Eric

Gosh, Eric is feeling tense tonight

jonesMUFCforever

He' ll be asking for someone to wipe his a##e next!!
Eric

maggie1976

When I got my first job after University, I was living at home and was lucky enough to be able to borrow my Mum's car until after my probationary period had ended (3 months), then bought a car from a friend. My Dad was kind enough to borrow the money (£3500 over 3 years IIRC) on my behalf from his bank and I set up a standing order to transfer him the money before his payment had to go out. In the end, I paid off the loan early just before I moved out, but we had checked there would be no penalties for doing that before he applied for the loan.

I wouldn't have been able to get a loan for that amount from a loan company or a bank, as I didn't have enough paycheques to prove my income.

As far as companies are concerned, why not pick a few and just give them a call to see if they have any restrictions like needing x months of paycheques or anything else?

Maggie.