PPI on paid up mortgage

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Can I claim PPI on a mortgage that was paid up approx 12 years ago?

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  • Nasqueron
    Nasqueron Posts: 9,040 Forumite
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    Do you mean claim or do you mean complain?

    If you mean complain, you can try yes but records may be gone due to the time so unless you have your own copies it might not go anywhere. You'd need to complain to whoever sold you the MPPI but given how valuable MPPI is as it's protecting your most expensive asset you'd need some compelling provable complaint reasons
  • moonpenny
    moonpenny Posts: 2,434 Forumite
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    Claim not complain
  • societys_child
    societys_child Posts: 7,110 Forumite
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    edited 25 February 2017 at 9:20PM
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    Confused. The mortgage was paid up 12 years ago and you now want to make a claim on the insurance policy?
    You can only claim if something has happened that the policy covers - ie a claimable event.

    I can only think you mean, you wish to complain that the policy was somehow mis-sold to you. Is that correct?
    To do this you'd need to make an allegation of wrong-doing against whoever sold you the policy.
  • Nasqueron
    Nasqueron Posts: 9,040 Forumite
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    moonpenny wrote: »
    Claim not complain

    If you want to retrospectively claim on the policy like if you lost your job you can certainly try, just ring them and ask though no guarantee 12 years after it ended they will pay up - like trying to claim for car repair 10 years after you crashed!
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