Budgeting for moving out

Jasonlucas93

Hey guys me and my partner are moving into our first place at the start of march and the amount of stress its causing us trying to figure out whats the best way to budget is proving more difficult than it should. The other half gets paid weekly and i get every four weeks (would of loved if we were both on monthly pay but hey ho) Just curious if there's any advice on the best way to go about budgeting when neither of us are on monthly pay.

I know it is probably simpler than we both think but its driving us absolutely crazy.
We both have our separate banks and i'm refusing to get a joint bank account as i don't want my poor credit (IVA) impacting my other half's credit score, so how the #### are we supposed to manage our bills :eek::eek::eek::eek:

Thanks for any advice.

grumbler

Budgeting isn't about balancing on the edge of the overdraft every week/month.
Recalculate your weekly income into monthly, make sure that monthly spending is smaller than monthly income and create a buffer (savings) to smoothen small variations and for big annual expenditures (e.g. insurances are cheaper to pay annually). The bigger the buffer the better.
As simple as that.

Robin9

Make that buffer at least £1000 to allow for those unwanted bills - car repair or new . Cooker.

As your payday moves around watch when monthly DD's are.

Being paid 4 weekly can be wonderful - for most of the year you live within that income then one month you get paid twice.