Car shows on Insurance Data Base Theft Register

Andyp100

I have owned an Audi RS4 for 7 years, back in 2013 it was stolen using the keys. Three days later was found and recovered with no actual damage as such, carpet cut, boot panels pulled out, scuff on the seat etc.

The car was and still is insured with esure, on speaking to them I did say I didn't want the car back to which I was told I didn't have a choice and it would be repaired this was before anybody had actually seen the extent of any damage. Four months later I got the car back, with no complants on any of the work carried out.

Everything was ok until I enquired on part exchanging the car last weekend, this morning I received an email saying the garage would not be willing to take in part exchange due to it being on the Insurance Data Base Theft Register.

I have been left now with a car with a greatly reduced value and will be a problem to sell. Going on my own view I would not buy a car with a problem history.

I have not spoken to esure as yet as I would like to know where do I stand or anybody with experience of this, any advice would be appreciated.

Thanks AndyP

Oakdene

Why not sell it privately & use the funds raised towards the new vehicle?

Andyp100

The value has been reduced greatly, we're talking about a £20,000 car which is now probably worth half that.

At the very least esure should of informed me that it would show up on a HPi report.

Andyp100

Another point that has just been raised, what value would esure put on the car now if it was written off with it being on HPI?

rs65

Has it been recorded correctly?

https://www.abi.org.uk/~/media/Files/Documents/Publications/Public/Migrated/Motor/Code%20of%20practice%20for%20disposal%20of%20motor%20vehicle%20salvage.pdf

Recovered stolen vehicles that are undamaged, or with only minor damage, must be notified to MIAFTR as recovered. The record must not be deleted.

forgotmyname

Its not greatly reduced in value, you just happened to choose one dealer that didnt want it for the deal on the table.

Other dealers may not care never mind offer a lower value.

A private buyer wont care, and many wont even check or ask.

GingerBob_3

rs65 wrote: »

Has it been recorded correctly?

https://www.abi.org.uk/~/media/Files/Documents/Publications/Public/Migrated/Motor/Code%20of%20practice%20for%20disposal%20of%20motor%20vehicle%20salvage.pdf

Recovered stolen vehicles that are undamaged, or with only minor damage, must be notified to MIAFTR as recovered. The record must not be deleted.

Just out of interest, why is there a need to maintain records of vehicles that have been recovered with no/minor damage?

Andyp100

Andy many thanks for your interest in our Porsche 997 C2S for sale, however it would not be possible under any circumstances to take you’re Audi as a part exchange car considering its poor history in relation to the Hpi register.

Hpi report attached.




This is the reply from the dealer.

rs65

GingerBob wrote: »

Just out of interest, why is there a need to maintain records of vehicles that have been recovered with no/minor damage?

Don't know. I wonder if a stolen recovered undamaged vehicle would appear on a HPI report, hence why I asked if it is recorded correctly.

rs65

Andyp100 wrote: »

Andy many thanks for your interest in our Porsche 997 C2S for sale, however it would not be possible under any circumstances to take you’re Audi as a part exchange car considering its poor history in relation to the Hpi register.

Hpi report attached.




This is the reply from the dealer.

Have you asked them what the HPI actually says?