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Mbna insurance reclaim
Back in 2011 my engine blew up in my seat Ibiza. I search the internet for a engine and found 1. Bought it by credit card and had the engine delivered and the fitted with extra costs. When I had the car back I noticed the engine had a fault with it. Had it all redone with more cost. Contacted the company they said they would reimburse me with the extra cost of getting the fault done but got nothing. I went through trading standards every letter was send there wasn't any reply. I paid off the credit card. The question is after all this time could I get anything back from it?. Thanks Gavin
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It was worth a shot ��0
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It was worth a shot ��
Basically a S75 claim against a credit card company needs to be done fairly soon after the event perhaps even alongside a Trading Standards investigationSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Moneyineptitude wrote: »Within a few months. Not longer.
Trading Standards do not have to be involved in any way.
No but OP complained to trading standards and a company selling dodgy parts should still be complained about to stop others suffering
MSE has examples on their own S75 page e.g. a guy who bought a car in September 2014 and made a successful complaint on S75 in April 2015 - 7-8 months after and a woman who got a refund on her boob implants under the PIP scandal - her op was done in 2008 and got her money back in March 2012 having complained in September/October 2011
Consumer group Which says there is actually no time limitSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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That was an exception, given that her augmentation operation was only deemed to be unsuitable a few years later.a woman who got a refund on her boob implants under the PIP scandal - her op was done in 2008 and got her money back in March 2012 having complained in September/October 2011
There isn't, but as I said earlier, if it is a consumer item any refund will take account of the length of time it has been in use, so a 100% refund will not awarded.Consumer group Which says there is actually no time limit
A six year-old faulty engine will not now be refunded in full or even in part. The OP should have pursued this at the time.0 -
Thanks all for the response and advice������. It was only recently I knew you could claim it back from the insurance on the credit card.0
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It is not "insurance", the credit card company and the retailer are jointly liable in the event of a fault. So if the retailer fails to respond correctly, you could chase the credit card company.It was only recently I knew you could claim it back from the insurance on the credit card.
A Section 75 claim, therefore, is nothing to do with insurance.
At least you will be better informed in future...0
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