1 debt vs 100 days chapter 25

Amara

Good question , Sazzle13. I don't know, when next challenge will start yet. What's about 5th of June? Great challengers, please let me know, what you think.

abundant1972

Evening!

Another payment made : £1350.00
Amount remaining : CREDIT CARDS CLEARED!!!

It's been a funny month... My car went wrong and I ended up using up all of my Emergency Fund to put down a deposit on a new one... So technically I have 'new debt' but am trying to see it like I would a mortgage. It's an essential outgoing, and I had planned to start a car fund - so I guess I'll just use that money on my new car. Plus - for peace of mind for the next 3 years it's worth it. In some ways it's a huge deal I was able to get it - to me it shows my poor credit history is behind me. My Credit Score is now 992/999!!!

As for this challenge - I have cleared my cards and remaining debt - so I think my next challenge (and the ones for the next 3 years) might be to save smaller lump sums to clear off my car perhaps.

Anyway - Keep up the good work everyone!!!

Calling14

:TCongratulations on becoming DF Abundant.:T:T:T

Abundant sorry to hear about your car but hey ho these things happen.
Had my car 12 years now but fingers crossed still going well but no fund set aside should it collapse one day.:(

50 pounds off for me today. #2 655/1000

Not going to complete this challenge in full overspent a tad last month and playing catch up oops. Amara def up for the next challenge as well.:D

Amara

Congratulations, Abundant1972!


That's great achievement.
£60 from me.

Amara

Hi!
£60 from me.

Calling14

Well done Amara.

Have a lovely weekend everyone

LoLo

I have had a bit of good news today and I will be getting an unexpected payment at the end of this month which will mean that I will indeed be able to clear the debt that I have outstanding from this challenge. I am so pleased as I have had to concentrate on other things these passed few months which have meant that I haven't been focused on repaying my debts. This has given me a new found focus and will mean that I have an additional £50 (this was the typical amount I have been paying) each month to throw at my other debts.

I have also just reduced my mobile contract and this means £30 extra a month so that will be £80 extra a month that I can use towards paying my debts.

Finally feel like I am getting somewhere.

I will definitely be returning to the next challenge with a new found enthusiasm. The 5th June sounds good to me.

Frodobaggins

Hi Amara, it is a long time since I was on here and its good to be back. Can I join in your next challenge please?

abundant1972

Thank you everyone!!!

I will stand in and cheerlead until the start of the next challenge!!! Keep up the good work!!!

pippy1971

I'm looking forward to joining the next one as well please! Have lots of small debts that I'm looking forward to focussing on!