Possible switch ?

emerald21

Good Morning now that the Halifax have reduced their bonus to £3 a month I was thinking about switching to someone else who are offering an incentive to do so. Are we able to go back to a bank we have already received the incentive from a few years ago eg First Direct please ?

Does anyone have any suggestions as to the best way forward ? Thank you.

grumbler

emerald21 wrote: »

Are we able to go back to a bank we have already received the incentive from a few years ago eg First Direct please ?

Does anyone have any suggestions as to the best way forward ?

Read the T&C.
E.g. FD:

we can only offer this to people who haven't previously held an account with us

emerald21

grumbler wrote: »

Read the T&C.
E.g. FD:

Oh well that's them out then. I thought I read somewhere that it was ok after 2 years. Never mind.

Jo_Blogs

emerald21 wrote: »

Oh well that's them out then. I thought I read somewhere that it was ok after 2 years. Never mind.

Grumbler is correct, you can't get the switching bonus again - Have a look at the following link, it might help .

http://www.moneysavingexpert.com/banking/compare-best-bank-accounts

emerald21

Jo_Blogs wrote: »

Grumbler is correct, you can't get the switching bonus again - Have a look at the following link, it might help .

http://www.moneysavingexpert.com/banking/compare-best-bank-accounts

Thank you I ll have a look

badger09

Safer to check the T&Cs of the switch incentive you are interested in.

MSE is good, but not infallible;)