Please can someone help me

dippy3103

FatVonD wrote: »

No, he's not in full time education, he is looking for work and i do get CB.

He needs to claim in his own right then- he is an adult and therefore expected to support himself

Alice_Holt

A very basic summary -
In work - £144pw (Gross & Net)
If you can add an additional 10hrs work a week (and this could be a different job/s) there is the possibility of WTC.
There may also be some means-tested help with council tax.

Out of work - JSA £73pw
Help with council tax (perhaps 70%, maybe £20pw), but a benefit check would give you a better indication.
This also depends on any savings you have (as it's means tested).
No help with mortgage interest until 39 weeks into a JSA claim (and this is also means tested).
Note, that SMI is just interest not help with capital repayments.

Your son needs to claim JSA (£57pw).
He will be expected to job search for 35 hrs (as would you on JSA).
He should expect to give most of this to you for food and housing costs.


Financially it is better to work.
The benefits system scarcely offers a safety net, if you have an offer of a job IMO please do take that (even at minimum wage).
If you are in a Universal Credit area there is the additional problem of a delay of 6 weeks before DWP payments are received.
Dealing with the DWP can be difficult and frustrating.
And, of course, it is easier to find better paid work when in work rather than when out of work.

FatVonD

Alice_Holt wrote: »

A very basic summary -
In work - £144pw (Gross & Net)
If you can add an additional 10hrs work a week (and this could be a different job/s) there is the possibility of WTC.
There may also be some means-tested help with council tax.

Out of work - JSA £73pw
Help with council tax (perhaps 70%, maybe £20pw), but a benefit check would give you a better indication.
This also depends on any savings you have (as it's means tested).
No help with mortgage interest until 39 weeks into a JSA claim (and this is also means tested).
Note, that SMI is just interest not help with capital repayments.

Your son needs to claim JSA (£57pw).
He will be expected to job search for 35 hrs (as would you on JSA).
He should expect to give most of this to you for food and housing costs.


Financially it is better to work.
The benefits system scarcely offers a safety net, if you have an offer of a job IMO please do take that (even at minimum wage).
If you are in a Universal Credit area there is the additional problem of a delay of 6 weeks before DWP payments are received.
Dealing with the DWP can be difficult and frustrating.
And, of course, it is easier to find better paid work when in work rather than when out of work.

Thank you all so much for your help, especially you, Alice, for this

rockingbilly

Alice_Holt wrote: »

Financially it is better to work.
.

As a general rule I agree, but there are situations that if the correct benefits are claimed it is far better financially to remain on benefits.
Only this week there was an article that a mum of 12 with the 13th on the way was looking forwards to a bumper increase in weekly income. She works the absolute minimum number of hours to get WTC. Also she has secured a DLA award for one of her children for ADHD. The benefit cap does not apply to that situation.
However with UC coming along all of that may well change.

NYM

rockingbilly wrote: »

As a general rule I agree, but there are situations that if the correct benefits are claimed it is far better financially to remain on benefits.
Only this week there was an article that a mum of 12 with the 13th on the way was looking forwards to a bumper increase in weekly income. She works the absolute minimum number of hours to get WTC. Also she has secured a DLA award for one of her children for ADHD. The benefit cap does not apply to that situation.
However with UC coming along all of that may well change.

Was that a DM article?

The birth of the 13th child may not result in a 'bumper increase' as she may not be entitled to claim CTC for that child.

Who knows for sure?

rockingbilly

NYM wrote: »

Was that a DM article?

The birth of the 13th child may not result in a 'bumper increase' as she may not be entitled to claim CTC for that child.

Who knows for sure?

No it was an article on the web plus she was honest on the 'This Morning' programme last Tuesday that she will continue to have children as long as the government pay her to do so. Currently she nets over £40,000 a year in benefits.

We will have to wait and see then, but in the meantime as it stands she certainly get more than she would if she stopped her benefits and worked full time on NMW.

NYM

I'm not too sure that the Government pays her to have those children, they do pay her to help provide for those children.

Still, as I said, I'm not too sure that will be the case for much longer.