in desperate need of help

In_Search_Of_Me

I'm sorry to hear that you are feeling so desperate. If you need to talk to someone please call the samaitans - details in link
http://www.samaritans.org/talk_to_someone.aspx
Have you seen your GP to talk about how you feel? I know you said you have no family but do you have close friends who you can turn to for some TLC & support? It sounds as is you need to have a sort & see what is what so you can make some informed choices about what is best to do.
I know its hard & debt can feel SO overwhelming at times but there are LOTS of things you can do so put the thought of suicide out of your mind. It's only money & that certainly is NOT worth leaving your daughter on her own is it? You will sort things but it will take some time and organisation and both can be hard to muster when you feel so low! People here will do all they can to help you but keep posting and keep asking! Getting benefits/tax credits is what we pay for in NO etc & is WHY you pay it - for times like this whe you need it! There is NO shame in it - if anything it's foolish not to! If you had a savings account you would use the buffer now wouldnt you? Well thats what all that NI was so claim away!!
HUge hug for you! Keep posting to let us know how you are...

MissKJ

Oh you poor thing. Please don't feel so down, it's horrible to think of you on your own with your nipper feeling this way.

You really must try to be positive. There is so much help available to you. Keep posting and let us see how you are getting on, and how we can, and will all help you.

:wave: Come on, we are all thinking of you.

supersavershal

Hi Shellybell and welcome.Please post your soa and let all these good people see if they can help you.You have done really well working and bringing your daughter up.Its only money and there is always a way out.I had never talked to anyone about my debts before I found this site now I feel like i have so many new friends who are always there to help and support.When I feel down there is always someone with a kind word and I dont feel so alone.Ive had help and advice with all sorts of things.We are all here for the same thing, it doesnt matter who you are, where you work or how much you earn debt is debt.No one will judge you on here.If you feel down let us know, im not great with the figures but my shoulders are big enough for you to cry on.
shal xx

Buffythedebtslayer

hello,

Go make the cup of tea. now.

You will be ok - you hear me! you will.

Just take a deep breath look at all the replies you have, people here really do care, we know what it is like to sit down one evening and go through the post and think **** what the hell I am going to do.

this place has been a life line for me this last month.

Post your Statment of Affairs, even a dodgey one at first will give people on here how to help you and they know loads of ways to get freebies and stuff.

Just post again to let us know you are ok, I cannot stress how much this site has helped me.

((((((((((((hugs)))))))))))))

buffy
xx