Breakdown cover excess

stoopyftm

Hi,

Recently renewing my car breakdown cover and using a comparison site found a much cheaper policy than that which the AA wanted me to renew at, even after the usual phone haggling when I went to cancel my renewal.

However it warned of a £40 excess and I tried checking the small print to fins out what this means but am none the wiser, can anyone help?

Are you billed on each and every callout? Or is you need parts to get fixed, or be towed, or is it a one off charge?

Thanks

foxy-stoat

stoopyftm wrote: »

Hi,

Recently renewing my car breakdown cover and using a comparison site found a much cheaper policy than that which the AA wanted me to renew at, even after the usual phone haggling when I went to cancel my renewal.

However it warned of a £40 excess and I tried checking the small print to fins out what this means but am none the wiser, can anyone help?

Are you billed on each and every callout? Or is you need parts to get fixed, or be towed, or is it a one off charge?

Thanks

"It warned".........who warned you, the AA cancellations team that they will charge £40 if you cancel after renewal or are they trying to scare you that your cheaper quote will have a £40 excess every time you claim?


Look on the policy for your cheaper company, it will list the excesses, then look on your AA policy to see if there are any cancellation charges. Cancelling at renewal shouldn't have a charge though.

stoopyftm

foxy-stoat wrote: »

"It warned".........who warned you, the AA cancellations team that they will charge £40 if you cancel after renewal or are they trying to scare you that your cheaper quote will have a £40 excess every time you claim?


Look on the policy for your cheaper company, it will list the excesses, then look on your AA policy to see if there are any cancellation charges. Cancelling at renewal shouldn't have a charge though.

Sorry, I didn't put that over very well, the £40 excess is for the NEW policy I'm looking at - when I check the policy it simply says in the summary '£40 excess applies' then in the main body of the policy

The first £40 of any claim made within

72 hours of cover being purchased.

So that's it? as long as I don't claim within 72 hours then there is no excess?