Chased for almost a Decade for £3,800 Debt I didn't owe!

FreedMyself

I've read many inspiring stories on this sub-forum of people choosing to resolve their debt problems, and more inspiringly I've come across the unwavering support that other members offer to virtual strangers in their pursuits - so I've decided I wanted to share my problems, in a bid to help others.

My problem concerns the issue of being chased for a debt that you simply do not owe i.e. a debt that arose because you were victim of fraud.

For almost a decade I was harassed by a Bank and various Debt Collection Agencies (to the point I had a nervous breakdown) for a ~£3,800 debt that a fraudster had racked up in my name.

Now, in 2017 I've nearly had my issues resolved (there are still costs that I have incurred that are to be reclaimed) and I wanted to share my story on how I did it. So I've set up a website for people to read the pains I went through (I figured this would be easier than posting everything on this thread) and how I formally went about seeking to resolve my problems.

Would love to hear your thoughts, and would love even more to help out others in a similar situation. Thank you.

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FreedMyself

Hello, I was just wondering if anyone had a chance to look at my story?

I thought there might be lots of people out there that have been chased for debts they don't owe, and I think my story probably matches what others have gone through. Thanks!

MrsTinks

People are not responding because you are breaking the forum rules advertising your website - it's been reported to the forum team. You might want to check the forum rules before you post?
http://www.moneysavingexpert.com/site/forum-faqs?_ga=1.93146077.1148483339.1485364208

FreedMyself

MrsTinks wrote: »

People are not responding because you are breaking the forum rules advertising your website - it's been reported to the forum team. You might want to check the forum rules before you post?

I'm not really advertising my website in the way that you are implying (nothing is being sold on the website, all it contains is my story of how I was hounded by debt collectors in very specific circumstances) - I'm asking people to read my story to see if it matches what they're going through.

I thought this would be better than posting a massive wall of text on a thread.

MrsTinks

As per the forum rules:

'Advertising' includes touting for business; asking people to contact you; posting e-mail addresses, linking to sites or blogs you or friends are involved with (whether you’re selling something or not); or linking to your eBay or other auction sales.

patman99

There is nothing stopping you from cutting & pasting your story on here.

FreedMyself

patman99 wrote: »

There is nothing stopping you from cutting & pasting your story on here.

Hello. I'm unable to post images (relevant to the issue at hand) that qualify my post and make it a worthwhile read, because I'm a new member. I'm unsure how long I'll have to wait for the forum to permit me to do so.

poppasmurf_bewdley

FreedMyself wrote: »

Hello. I'm unable to post images (relevant to the issue at hand) that qualify my post and make it a worthwhile read, because I'm a new member. I'm unsure how long I'll have to wait for the forum to permit me to do so.

You might have to wait a long time. You can see how long I've been a member and I still can't post attachments!

JustAboutThere

'Advertising' includes touting for business; asking people to contact you; posting e-mail addresses, linking to sites or blogs you or friends are involved with (whether you’re selling something or not); or linking to your eBay or other auction sales.
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I'm another who views your request to look at your blog as breaching the forum T&C's.

In fact, I'd call it solicitation.

You may not wish to make the effort to share your story via the forum, but I'm certainly not going to add to your blog count.

I've reported this thread as spam.

sourcrates

patman99 wrote: »

There is nothing stopping you from cutting & pasting your story on here.

Good advice here, if you really want to share your story.