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changing accounts - now or at graduation?

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Rigth,

so im in my 3rd yr of uni and with HSBC. My overdraft is maxed out at £1500. Now i know HSBC have a terrible graduate account, so do i change now to LTSB, or wait til graduation? Is it likely that HSBC will change back after losing lots of cutomers this yr due to changing their graduate account policies?

I know i shouldnt be loyal, and thats not really the problem, its just the hassle of changing all my DD's, re-memorising my card number etc cos ive never done it before.

should i just bite the bullet and accept that its going to be hassle?
STUDENT SAVING CLUB MEMBER 32
(3rd yr Joint Contour Fashion @ DMU)
Overdraft £75/£1500
Junk sold on ebay so far + BANKED= £50
Savings from odd jobs BANKED = £25
Change from tin BANKED = £0:rotfl:

Comments

  • HSBC have already abandoned their charges on graduate overdrafts and I expect they won't be in a rush to try and do it again following all the negative publicity about it.
  • Ooo i didnt know that! excellent so i needend bother. Cheers :)
    STUDENT SAVING CLUB MEMBER 32
    (3rd yr Joint Contour Fashion @ DMU)
    Overdraft £75/£1500
    Junk sold on ebay so far + BANKED= £50
    Savings from odd jobs BANKED = £25
    Change from tin BANKED = £0:rotfl:
This discussion has been closed.
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