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Equifax - address confusion affecting credit score

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  • Equifax have said my score is poor due to all my credit agreements not tied to the flat number with all main details my ID and voting register
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Sounds like you shouldn't ask Equifax to give you a mortgage.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Ok, as stated previously - forget about the score, this is a marketing tool provided by the credit reference agency.
    I have a very poor score yet my bank gave me a Platinum credit card, it is statistical data based on your peers who's credit profile falls in-line with yours, basically a mortgage will not be an automated binary answer based on a scoring system, an underwriter will ultimately decide if you get it or not.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
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