Paying someone else's mortgage from savings

xylophone

If you and your spouse choose to make the gift, it would be best to avoid any suggestion that there are any strings attached?

It would then be a simple case of your deciding to make a birthday/Easter/ Christmas gift to your niece/grandchild/child/ cousin etc.

What the donee chose to do with it would then be entirely up to that person - if that were to pay off a mortgage and stop work, then it would be a personal decision to take advantage of a stroke of good fortune.

However, if at some stage in the future you or your spouse should need means tested care, you would need to declare that you had made the gift and it would be up to the LA if or how it was taken into account.

gran_in_space

Ah! Thanks xylophone! I see what u mean when I was about to document the fact that the GIFT was for our benefit as well. I I will leave alone, just pay what we want and leave as it is. Many thanks again for all the replies and comment, truly appreciated....thank you. gran in space xx