motor legal expenses

Anon_987

Is it possible to buy one policy to cover motor legal expenses? Do I need to buy it for EVERY policy we have? We are currently insuring cars, caravan, and motorbikes on separate policies (we have checked out multi vehicle policies and they don't save us money). They all charge separate amounts for legal protection and when I queried it on one policy renewal they couldn't tell me if the legal expense cover we already had on another policy would also cover the policy being renewed.

csgohan4

you have to buy it with every new policy unfortunately, however there are some free ones out there that are complimentary with the policy. Some brokers provide it free of charge such as Adrian flux for example.

Quentin

Anon_987 wrote: »

Is it possible to buy one policy to cover motor legal expenses? Do I need to buy it for EVERY policy we have? We are currently insuring cars, caravan, and motorbikes on separate policies (we have checked out multi vehicle policies and they don't save us money). They all charge separate amounts for legal protection and when I queried it on one policy renewal they couldn't tell me if the legal expense cover we already had on another policy would also cover the policy being renewed.

Not a recommendation, but driver guardian do a policy that covers all vehicles/caravans for £15 (includes cover for pursuing injury claims with no deduction from any settlement won)

EdGasket

Quentin wrote: »

Not a recommendation, but driver guardian do a policy that covers all vehicles/caravans for £15 (includes cover for pursuing injury claims with no deduction from any settlement won)

But bear in mind that the above only covers one person so you have to pay more to cover partner/family but still might be a lot cheaper than seperate legal cover on each car. With RAC car insurance, you get the first year's legal cover included for free as do some other insurers.

Quentin

EdGasket wrote: »

But bear in mind that the above only covers one person so you have to pay more to cover partner/family ......

I don't have an axe to grind for this company whatsoever, just helping the OP with an answer to his query and correcting #2, but you are wrong on this.


All family members living at the same address are covered on the one policy as long as they are named drivers on the vehicle(s) covered

EdGasket

Quentin wrote: »

I don't have an axe to grind for this company whatsoever, just helping the OP with an answer to his query and correcting #2, but you are wrong on this.


All family members living at the same address are covered on the one policy as long as they are named drivers on the vehicle(s) covered

Yeah but not for £15; have you checked their website lately? It's £15 for one person, £20 with spouse etc.