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£67,031.92 is a frightening number indeed....
Comments
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Just wanted to say 'happy MSE birthday' and while I don't always read your lists, sometimes I do!
I write lists on mine from time to time and don't necessarily expect people to read them: it's just what works for me, and yours should be what works for you.
MSE birthday cake to celebrate: :bdaycake:I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Congratulations on surviving a year of debt-busting! I also enjoy reading your diary and pop in most days, although I don't always comment.
I do like reading your lists now and again, and I find that I'm inspired or reminded of things that I need to do so I find that element helpful, although I don't ready every list every day.
You should be writing your diary for you, so i'd say you should just do what works for you to keep you on the straight and narrow. If people enjoy reading and commenting, then that's a bonus!CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))
July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
*My debt busting and savings diary*0 -
Congratulations on your first year...it has been a real rollercoaster of a ride
(there have been times when I have had to cover my eyes :eek: ) But it has been brilliant to watch you learn what works for you and your family.
You have made some real progress and I am confident in Year 2 you will make even more......you have definitely developed much more insight into your spending and where the elephant traps for you are. I even sense you are starting to enjoy the challenge of it all :T
I am settled in for your year 2 x0 -
Congratulations and well done TOPM. 1 year down .........
I dont read your lists so much, but your diary is for you so I guess do whetever feels the most helpful in your debt busting challenge.
I enjoy reading about your journey, thought processes and the conclusions you draw. Some of these are different to my own which makes it all the more interesting.
Keep going, year 2 will be over before you know it!0 -
Happy MSE Anniversary TOPM.
Here's to more debtbusting adventures:beer: xx
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Happy MSE anniversary
I don't always post but I am a reader, you are doing fabulous
xx
Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Congrats on your first year, you have achieved so much.
I quite like reading your lists as it reminds me of things I need to do, but at the end of the day it's your diary to post what you want and if having lists helps you focus then carry on. xx0 -
Happy anniversary! You are doing well. I like reading your diary, you always seem to fit so much into your time.
Back to lurkdom now!0 -
Loving seeing all the lurkers pop their heads up, as well as my lovely regular commenters.
I do keep this diary for me, but one of the things that helps keep me on track is knowing that others are reading along and sharing my journey, so it's lovely to hear what you enjoy reading about. If the comments dried up I'm fairly sure I'd give up pretty quickly!
Trying to figure out a whole new life. Trying to figure out a whole new budget.
Divorcing, unclear on final debt total right now, but focusing on building a financial buffer zone.0 -
Well done on your first year of debt busting TOPM. I also have a diary that!!!8217;s just to keep me accountable but it is nice to have the odd cheerleader pop by£20k debt paid off, now saving for mortgage deposit
In the process of shedding 42lbs0
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