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Can you create a trust to avoid losing inheritance to a means tested caring costs

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Comments

  • meer53
    meer53 Posts: 10,217 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    svain wrote: »
    wow .... really is some very unpleasant and judgemental people on this thread, For one, it is not unusual for people to NOT want their assets swallowed up by their care costs and would prefer it passed as inheritance or gifted. And as for the people thinking that going private care homes automatically means better home are sadly mistaken. There are some awful privately funded care homes around aswell as excellent council homes

    You seem to be missing the point. Why should someone who has assets have their care paid for by the local authority ? Please explain how this is right ?
  • svain
    svain Posts: 516 Forumite
    Eighth Anniversary 500 Posts
    meer53 wrote: »
    You seem to be missing the point. Why should someone who has assets have their care paid for by the local authority ? Please explain how this is right ?

    i dont have to .... so long as what they do is legal, I dont remember OP asking for a moral perspective??
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    svain wrote: »
    And as for the people thinking that going private care homes automatically means better home are sadly mistaken.

    There are some awful privately funded care homes around as well as excellent council homes

    If you are paying for your own care, you can chose which home to go into. If you make a mistake and chose a bad one, you have the option of moving.

    If you are being funded by the council, there's very little choice.

    Very few councils run their own care homes now. Mostly they have contracts with the homes that will provide care at the minimum rate the council can pay.
  • svain
    svain Posts: 516 Forumite
    Eighth Anniversary 500 Posts
    Mojisola wrote: »
    If you are paying for your own care, you can chose which home to go into. If you make a mistake and chose a bad one, you have the option of moving.

    If you are being funded by the council, there's very little choice.

    Very few councils run their own care homes now. Mostly they have contracts with the homes that will provide care at the minimum rate the council can pay.

    i know how it all works. Have been down this road more than once (privately) ..... Ive know people very unhappy in private and others very happy in council.
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    svain wrote: »
    i know how it all works. Have been down this road more than once (privately) ..... Ive know people very unhappy in private and others very happy in council.

    Why did they stay there?
  • svain
    svain Posts: 516 Forumite
    Eighth Anniversary 500 Posts
    Mojisola wrote: »
    Why did they stay there?

    Local to family and didnt want the upheaval of moving again.
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    svain wrote: »
    Local to family and didnt want the upheaval of moving again.

    It can't have been that bad, then.
  • svain
    svain Posts: 516 Forumite
    Eighth Anniversary 500 Posts
    Mojisola wrote: »
    It can't have been that bad, then.

    Yeah, perhaps i should of said that to a 95 year old. Thankfully she had me and not you
  • Bogalot
    Bogalot Posts: 1,102 Forumite
    edited 7 February 2017 at 9:44PM
    svain wrote: »
    Local to family and didnt want the upheaval of moving again.

    She had a choice. This is the point people are making, if you're self funding you're free to live wherever you wish. If you're funded by the council you'll get what you're given and have zero say in the matter.
    svain wrote: »
    Yeah, perhaps i should of said that to a 95 year old. Thankfully she had me and not you

    You left her somewhere she was very unhappy? I'm not sure what you're suggesting she should be thankful for.
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If my Dad had been 'very unhappy' in his care home, I wouldn't have left him there. Why would you?
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