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Simply Adverse

dk5294
dk5294 Posts: 178 Forumite
in Mortgages & endowments
Hi there


Was wondering if anyone has ever used this company? They have advised me that based on the information I have provided I should qualify for a 'bad credit' mortgage and that they have lenders who use the LIFT scheme as they are whole of market.


Great review on Trust Pilot (they direct you to read the reviews from their site =/) but they only go back as 2014.


They say no mortgage no fee, but I am feeling a little wary as they seem very eager for me to send my credit report and get 'the ball rolling' on me owning a house. My defaults and CCJ hasn't been updated as settled yet so I feel that is a little premature of them.


Thanks
«1

Comments

  • dk5294
    dk5294 Posts: 178 Forumite
    Anyone any information on these brokers?
  • ACG
    ACG Posts: 24,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Theyre fine. I know the owners. They have been going a few years.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • dk5294
    dk5294 Posts: 178 Forumite
    Thanks.

    They seemed too good to be true so was hesitant to proceed.
  • Westminster
    Westminster Posts: 1,004 Forumite
    Part of the Furniture 500 Posts Savvy Shopper! Debt-free and Proud!
    Yep - good experience with them 2 years ago.
  • kingstreet
    kingstreet Posts: 39,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Is that Dave Ham's outfit?
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • ACG
    ACG Posts: 24,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Yea, thats the one.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • kingstreet
    kingstreet Posts: 39,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Cheers, thought it was.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • dk5294
    dk5294 Posts: 178 Forumite
    Brilliant. Always feels a little 'safer' when you know it's a human recommending and not a member of staff who's paid to make accounts and post reviews.

    Unless you all are actually working for simply adverse...

    What a paranoid world we live in.
  • kingstreet
    kingstreet Posts: 39,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Dave Ham's a well-known and respected member.

    His earlier work on here;-

    http://forums.moneysavingexpert.com/search.php?searchid=170909833
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • dk5294
    dk5294 Posts: 178 Forumite
    Well I have just sent all relevant paperwork over to a member of his staff, so fingers crossed!
This discussion has been closed.
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