Tesco Current Account

stclair

Hi just a quick question.

Does anyone know if you can apply for a Tesco current account if you have a previous history of bad debt?

Many thanks

MDMD

Nothing to stop you applying, whether they give you one is another matter

YorkshireBoy

Perhaps better to define "bad debt". That way you'll get more meaningful and relevant replies. For example, one person's idea may be 2 late payments 3 years ago, and another person's idea may be CCJs and bankruptcy 10 months ago.

eskbanker

Check your credit files first to see what they look like, although that probably ought not to be news for a 6K+ poster who works for a bank!

stclair

It's not for me personally I applied myself and was offer a 9k overdraft.

The person concerned has old debts partly satisfied from 2014 by offering settlement figures.

cheffy1

I'm currently on a DMP and have 2x tesco current accounts, so bad credit history certainly didn't effect my application.

I did ensure I ticked the box stating I didn't want an overdraft though

mt99

He is (as said above) more likely to get accepted if he doesn't want an overdraft

scoobydoothedog

You would more likely to be offered the "online" card in those circumstances I think so you wouldn't be able to use it at petrol pumps etc.

msallen

scoobydoothedog wrote: »

You would more likely to be offered the "online" card in those circumstances I think so you wouldn't be able to use it at petrol pumps etc.

You do realise this thread is six months old?