Another +ve balance question

TheShape

I've started this thread as I think a question I've asked at the bottom of this older thread won't be noticed and I want to check my understanding.

YorkshireBoy wrote: »

Tesco - that balance should be a lot higher. Next time you BT, overdo it...and ask for the +ve balance back.

Just want to check my understanding of this. If I get, for example, a Halifax BT card and want to transfer £3000 from my TSB card, I instead request a £6000 balance transfer putting the TSB card £3000 in credit and hopefully get that +ve balance transferred to my current account.

I imagine I should be careful to time this to avoid debits from the account reducing the +ve balance resulting in a request for a transfer in excess of the +ve balance figure.

Ben8282

Yes hopefully.
Alternatively they may return the balance transfer and/or close the account for breach of the terms and conditions.
Your risk.

MallyGirl

Ben8282 wrote: »

Yes hopefully.
Alternatively they may return the balance transfer and/or close the account for breach of the terms and conditions.
Your risk.

and in this case you would still be hit with the BT fee.

MBNA seems to be fine about being put into credit but no idea whether TSB is