Car finance with a default

Toonsoldier1991

I'll try make this short and sweet.

The situation is this. I'm after a new car, currently have 2 defaults but one drops off on the 26th of this month so I'm going to wait till beginning of march to apply.

The remaining default will be 3 years and 2 months old, worth 168 but settled. I currently have a car on finance with no missed payments paying 204.55 per month

I earn 21k a year ( low I know but I live up north where it's cheaper lol ) and have 600 left of my wages after bills (800 if we minus the current car payments as I'll be trading that in ).

What do you guys think my chances will be going through Audi ( lookers ) finance which I think Is vw, looking for 15k with 1-1.5k deposite with the one default still there. My credit score is currently fair ( I know score means nothing ) just thought I'd include it.