Iresa : Does anyone know if this company do a hard credit check?

gvp444

Although my credit score is 999 with Experian, a credit check last year by British gas stuffed me up and stopped me getting credit elsewhere for 6 months. Does anyone know if IRESA does a hard credit check. My MSE British gas fixed collective is coming to an end so need to change.


Thanks

Raxiel

I don't believe they do, there's no search on my report.

Did you actually get turned down for credit as a result of the BG search though, or are you just concerned that you might have been if you'd needed any?

gvp444

Hi


Thanks. I got turned down because, for some reason, although my rating was 999, it showed 1 credit check in the last 6 months by BG so I was refused credit. This was for a balance transfer credit card with a supposedly 95% chance of success. As soon as the 6 months had passed and it was no longer shown as a mark on my credit report, I applied again and got credit without a problem.


BG keep trying to get me to take out this smart meter tariff but I am sure Iresa is cheaper. But I am weary on credit checks and new companies.

System

gvp444 wrote: »

Hi


Thanks. I got turned down because, for some reason, although my rating was 999, it showed 1 credit check in the last 6 months by BG so I was refused credit. This was for a balance transfer credit card with a supposedly 95% chance of success. As soon as the 6 months had passed and it was no longer shown as a mark on my credit report, I applied again and got credit without a problem.


BG keep trying to get me to take out this smart meter tariff but I am sure Iresa is cheaper. But I am weary on credit checks and new companies.

Run a comparison. BG's smart meter ToU tariff is just its standard variable tariff with 8 hours of free electricity a week. If you are interested in (a) having a smart meter and (b) having a genuine ToU tariff then look at the TIDE tariff at Greenenergyuk.com