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Car insurance claim from 2014

Hi all,

Insured my car as normal and have now received a letter stating that i failed to disclose a 2014 claim....i have never had a accident or made a claim!

How do i find details out about this supposed claim against me? and i have not moved in 20 years surely i would have been notified?

thanks

Comments

  • Nasqueron
    Nasqueron Posts: 11,826
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Forumite
    Ring the insurer at the time and ask them

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • foxy-stoat
    foxy-stoat Posts: 6,879
    Eighth Anniversary 1,000 Posts Name Dropper
    Forumite
    https://www.mib.org.uk/managing-insurance-data/mib-managed-services/cue-miaftr/

    You can make a data request, costs about £10-£15, you get a list of every claim you have made, you can then go to your insurer at the time and request an explaination.
  • Quentin
    Quentin Posts: 40,405 Forumite
    Ask the letter writer to give you the details (did you contact your insurer back in 2014 regarding a loss of some kind but didn't proceed with a claim? They do record such reports even though no claim was made and you are required to disclose losses experienced as well as actual claims)
This discussion has been closed.
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